BUYING PROCESS
In our Munfort real estate agency we seek to satisfy our customers by having a team of agents that will help you find the house you want. To do this, we rely on the different criteria that our customers have in mind as the area, the type of housing, budget, etc.. to find the type of home you are looking for.
If you are looking for a house or have any questions, do not hesitate to contact us by calling or emailing us.
Contact us
To better understand the buying process, we divide it into four parts:
Preparation
It all starts with the search for the property you want through our website or by contacting us if you want a property that we do not have that you liked.
Inspections
Once you know the house/s you are interested in, we will arrange a time and place to proceed with the inspection of these houses.
If you are not from the area or country and need advice with hotel reservations, transportation, etc., please contact us for assistance.
Reservation
Once you have decided to purchase a property, you will proceed to pay the deposit for the reservation of the property. This amount will depend on the type of property and is normally 10% of the purchase price.
Turnkey
Acquisition
Once the reservation has been made, we start preparing all the documentation so that you can have the key to your new home in your hands as soon as possible.
But our work does not stop there, we take care of more after-sales services, such as contracting electricity and water, redecorating your home, carrying out reforms, etc.
Fiscal representative - Legal advisor
One option that many choose is to hire an expert to help you keep track of your taxes and legal obligations.
We will be happy to recommend a good advisor to take care of this.
Additional costs
Please note that there are additional costs to the purchase of the property that you should take into account when calculating the price of the property. Fees such as those of our agents or official fees such as:
- VAT
- Stamp Duty
- Notary fees
- Registry Fees
- Legal Fees
- Contact us for updated fees
Financing
At the moment Spanish banks are working on terms of around 80% of the value of the property, although this depends on your financial circumstances (please note that this will incur an additional cost of approximately 13% in total) and interest rates are around 3%.
Therefore, you should be covered for the remaining 20% of the purchase price, plus additional costs such as VAT, ITP, notary fees, etc., which are usually around 12% of the purchase price.
In order to know the real costs with more accuracy, contact our agents and they will prepare a budget that will facilitate this task.
Other services
Decoration studio
Thanks to our team of decorators, our work as real estate agents does not end when you have obtained your home, but we offer you a personalized service of decoration that covers the needs that you may have.
We work with professionals who will advise and help you whether you want to make a complete renovation of the decoration, or if you want to remodel part of the house, or simply want advice to improve existing elements of it.
Your home will gain class and comfort and will also increase its value significantly if the decoration and design work is done properly and by a professional. Our designers will adapt their knowledge to your needs and tastes, enhancing them and getting the best out of them.
Ask for an appointment without obligation or cost and talk to our decorators about what you want.
Maintenance
At Munfort we are always looking to make your job easier and once again, if you want to make sure that your house is always in good condition while you are in it or not, contact us and we will put you in touch with professionals in cleaning, gardening, repairs, etc.
Lawyer
Although it is not essential, if you want the advice of a lawyer for legal, tax or simple paperwork matters, we will recommend and put you in contact with a professional. It will save you time and stress and give you the security you need for a very reasonable cost.
Completion services/deed signing
It is sometimes the case that clients find a property on their own that they like but they are not able to do it, either because they are out of the country or because they do not have the necessary knowledge and they want us to manage the purchase and make sure that everything is done correctly and that way they do not have any unpleasant surprises. If this is your case, do not hesitate to contact us and ask us how we can help you.
Contracts and certificates
Another service that we provide to our clients is the request of certificates and contracts such as:
- Certificates of habitability
- Water
- Electricity
- Alarms
- Telephone
- TV
- Internet
- Etc.
