Why December is Still a Top Month to Buy a Home
December is known as the month of dinners, family gatherings, and holiday shopping... but it’s also one of the smartesttimes of the year to buy a property—especially in highly desirable areas such as the Costa Blanca and Costa Cálida.
While many assume that the real estate market “goes to sleep” in winter, the reality is quite the opposite: December offers opportunities that are rarely seen in other months.
Here’s why.
Less competition = more negotiation power
While most buyers are busy with holiday plans, those who are searching in December have one key advantage:
less competition for the best properties.
That means:
- More room to negotiate prices.
- More time to make decisions without pressure.
- Less risk of losing the property to another buyer.
According to data from the Spanish Ministry of Housing, active demand drops between 15% and 30% in December, creating more space for better deals.
Sellers are more open to closing before year-end
December is the month when many property owners:
- Want to complete sales for tax reasons,
- Prefer to start the new year without financial burdens,
- Or are simply more willing to negotiate.
That often translates into real discounts or added benefits—such as furniture included, flexible move-in dates, or home improvements agreed upon before signing.
Stable mortgage rates for prepared buyers
Although mortgage rates in Spain have fluctuated in recent years, December is a key month when banks:
- Adjust their offers,
- Seek to meet end-of-year targets,
- And launch competitive deals to attract new clients.
This particularly benefits buyers who already have their paperwork ready or have assessed their financial capacity.
Fun fact: Several Spanish banks release special mortgage promotions between November and January, offering more attractive TIN and APR rates to bring in new customers before the new fiscal year.
The perfect time to experience the area in “low season”
Buying a home isn’t just about square meters—it’s about the lifestyle that comes with it.
In December, you can really see how a neighborhood lives without the summer crowds:
- How active local shops remain,
- What traffic and parking are like,
- Whether the area feels peaceful or too quiet,
- And how the community functions in everyday life.
For many international buyers, visiting the Costa Blanca or Costa Cálida in winter is what truly helps them make their decision.
Great properties are still available
Contrary to what many think, December is actually a month when:
- New listings enter the market,
- Second homes become available,
- And families who delayed selling after summer finally list their properties.
It’s a mix of good opportunities, less competition, and motivated sellers—the perfect combination.
Easier logistics for visits and paperwork
In December, both local authorities and banks tend to have:
- Shorter queues,
- Better appointment availability,
- And faster processing times.
For international buyers, this month is ideal too: airports in Alicante and Murcia operate with plenty of winter connections to the UK, Norway, Belgium, and the Netherlands.
Buy in December, start fresh in January
If you close your deal (or even just begin the process) in December, you can:
- Start the year with everything in order,
- Plan renovations or moving without stress,
- And enjoy your new home as soon as spring arrives.
For many Munfort clients, this is a huge motivation—starting the new year with a new Mediterranean lifestyle.
December isn’t a slow month… it’s a month full of opportunities
For serious buyers, December offers a unique advantage: less competition and more chances to find the ideal home.
At Munfort, we accompany our clients all year round—but December often surprises even the most seasoned buyers with great properties, better prices, and motivated sellers ready to make a deal.
If you’re thinking of buying on the Costa Blanca or Costa Cálida, this month might just be the right moment to take that final step.